|
- Help the bank maintain its earnings capacity and market standing while putting its resources to optimal use.
(1) Carry out the bank's well-rounded strategy for allocations of assets with credit risks in the management of its mortgage portfolio so as to keep up its contribution to earnings.
(2) Take into account SinoPac Holdings' various performance indices and product positioning while seeking to uphold the bank's share and ranking in the local mortgage market. - Adhere to the principle of seeking out target clients as precisely as possible so as to uphold lending quality.
(1) Take in only customers and collateral that conform to the bank's criteria for its targeted personal lending market so as to maintain a superior level of asset quality.
(2) Devise and undertake risk control and management in accordance with the bank's lending management policy; set up well-rounded pre-lending procedures and follow-up management mechanisms. - Promote cross-selling to mortgage clients to expand earnings sources.
(1) Strengthen all aspects of services and consolidate the bank's cross-selling endeavors so as to bolster customer loyalty.
(2) Consolidate all the resources the headquarters and other related channels have to offer so as to boost deposits placed and products adopted by mortgage clients, in turn enhancing fee income.
|
|
 SinoPac Related Sites |
|
|
|
Business Summary - Retail Banking